Tips perbankan, Telefon pihak Bank selepas menyelesaikan hutang kredit kad.

Telefon pihak Bank selepas menyelesaikan hutang kredit kad.

Jika anda berhutang kredit kad dan kerap ditelepon pihak bank, dan anda berhasrat membayarnya secara langsai, maka mintalah surat Bank selepas urusniaga itu.

Maksud saya, sebagai contoh jika anda berhutang kad kredit RM3000 dengan Ambank dan kad kredit anda sudah tidak sah kerana hutan terlalu lama, bayarlah semuanya.

Proses itu tidak berakhir di situ sahaja, selepas bayar, mintlah pihak Ambank keluarkan surat hitam putih mengatakan anda sudah menyelesaikan semua hutang tertunggak kad kredit anda.

Surat seperti ini amat berguna jika anda berhasrat membuat permohonan pinjaman bank atau kad kredit di masa akan datang.

Ini kerana maklumat di CTOS atau CRIS dibawah Bank Negara ada kalanya sudah lapuk dan tidak up to date. Oleh itu mungkin rekod anda di Bank Negara menerusi CTOS dan CRIS masih statusnya belum bayar hutang Ambank sedangkan hakikatnya anda sudah menyelesaikan hutang itu.

Sekian tips perbankan untuk hari ini.

Banknote Scandal : Former Malaysian Prime Minister, Tun Abdullah Badawi denies attempts made to bribe him

As reported by the Star Online on 5th July 2011

PETALING JAYA: Former Malaysian Prime Minister, Tun Abdullah Ahmad Badawi has denied allegations of attempts to bribe him in order to get his assistance to win a RM100million currency contract while he was in office.

The former Prime Minister who served between 2003 to 2009 said he had no recollection of anyone approaching him with such an offer and that he would have immediately reported the incident to the authorities, had it occurred.

"Under no circumstances am I obliged to respond to any unsubstantiated allegations of impropriety on my part.

"However, there is no truth whatsoever in the allegation as I cannot possibly remember of anyone approaching me with any offer.

"If indeed there was any, I would have immediately lodged a report with the regulatory authorities, including the police, for the necessary follow-up action," Abdullah said Tuesday.

According to a news report published in Australian daily The Age, the Reserve Bank of Australia's (RBA) banknote firms were suspected of attempting to bribe Abdullah in order to get his help to win a AU$31 million (RM99.82million) currency contract.

According to the report, Abdullah was one of several highly influential Malaysian political figures whom anti-corruption authorities believed Securency and Note Printing Australia - firms respectively half and fully owned and overseen by Australia's reserve bank - allegedly sought to bribe using part of AU$4.2 million (RM13.52 million) in commission payments made to two Malaysian middlemen.

The daily said its Malaysian sources confirmed that the Australian Federal Police had gathered information about attempts to bribe Abdullah by Securency and Note Printing Australia.

The newspaper said it was made to understand that the attempt to bribe Abdullah related to contract negotiations occurred around 2003, the year he became prime minister and finance minister.

Abdullah served as prime minister until 2009.

The Age reported the alleged attempt to bribe the former Malaysian prime minister adds to the list of high-profile Asian politicians and central bank officials targeted by the RBA firms.

Australian police last week alleged Securency bribed Vietnam's former central bank governor by paying his son's English university tuition fees.



Last week, Malaysian authorities arrested a former Bank Negara Malaysia assistant governor accused of receiving two bribes from Note Printing Australia Ltd.



Datuk Mohamad Daud Dol Moin, 58, claimed trial at a Sessions Court to two counts of accepting bribes amounting to RM100,000 from a businessman to help procure a contract from the central bank.



The contract was to print RM5 polymer bank notes by Note Printing Australia Ltd.

Mohamad Daud was accused of receiving two bribes of RM50,000 from Abdul Kayum Syed Ahmad at Dome Restaurant, Bangsar Shopping Centre, on Dec 1, 2004, and Feb 16, 2005. According to the Malaysian Anti-Corruption Commission, the contract was worth about RM95mil.

Former Bank Negara assistant governor, Datuk Mohamad Daud Dol Moin claims trial to graft charge

These are the old Malaysian Ringgit notes being used in the 1970s

Former Bank Negara assistant governor claims trial to graft charge

Another high profile individual has been charged with bribery charges in Malaysia. Previously we have seen high ranking persons being investigated or being charged for graft in this country of 32 million people. They include Chief Ministers, former Menteri Besars, Ministers, Government servants, businessmen as well as law enforcement officials.

And today we saw a former assistant governor of the national bank of Malaysia, facing graft charges.

The Star Online reported today 1st July 2011 that former Bank Negara Malaysia (BNM) assistant governor ‎Datuk Mohamad Daud Dol Moin, 58, claimed trial today Friday 1st July 2011 at the Sessions court in Kuala Lumpur to two counts of accepting bribes amounting to RM100,000 from a businessman to help assist procure a BNM contract.

The contract was to print the RM5 polymer bank notes by Note Printing Australia Ltd.

He was accused of receiving two bribes of RM50,000 from Abdul Kayum Syed Ahmad, 62 to help procure the contract, at Dome Restaurant, Bangsar Shopping Centre, here, on Dec 1, 2004, and Feb 16, 2005.

This amounts to an offence under Section 11(a) of the Malaysian Anti-Corruption Commission Act 1997.

If convicted, he can be jailed up to 20 years, and fined five times the bribe amount.

According to the Malaysian Anti-Corruption Commission, the contract was worth about RM95 million.

Prosecuting was Deputy Public Prosecutor Manoj Kurup from the Attorney-General's Chambers while lawyers Collin Goonting and J.D. Goonting stood for the accused.

Bail was granted at RM100,000 with one surety.

Later in the same day in Shah Alam, businessman Abdul Kayum, was charged at the Shah Alam Sessions Court with two counts of bribing Mohamad Daud with RM100,000 as an inducement to assist him in procuring a contract for the printing of RM5 polymer notes by Note Printing Australia Ltd in December 2004.

The offences were allegedly committed in Subang Jaya in November 2004 and Feb 2005.

He claimed trial to the offences.

Judge Asmadi Hussin fixed RM50,000 bail with one surety and Aug 2, 2011 for mention.

This particular case has an Austalian connection.

In Sydney, Australia, the Associated Press, AP reports that police have charged two Australian currency printing firms and several of their former senior managers with bribing foreign officials to secure bank note supply contracts.

The charges against Securency International Pty Ltd and Note Printing Australia Ltd relate to alleged bribes paid to officials in Indonesia, Malaysia and Vietnam between 1999 and 2005.

Australian Federal Police say company managers used agents to bribe the officials in an attempt to win contracts to print money for those countries.

Both companies are subsidiaries of the Reserve Bank of Australia, the nation's central bank.

Reserve Bank of Australia Governer Glenn Stevens said on Friday 1st July 2011 that the bank strongly condemns corrupt behaviour.